Chase Bank is renowned for its appealing new account bonuses. Frequently, they provide significant incentives, often in the hundreds of dollars, for initiating a new checking or savings account.
The promotions from Chase Bank are updated periodically. I’ve witnessed promotions ranging from $350 to $600. It’s common to see several promotions for identical accounts; if feasible, choose the one with the highest value that meets your balance needs. We have curated a comprehensive list of top bank deals for both checking and savings accounts.
You have two options: either open an account online or request a Chase promotional code via email, which you can then take to your nearest branch to initiate an account. Keep in mind that online account openings are restricted to states with a physical Chase branch.
Are there any promotions currently available at Chase Bank? Absolutely, they are as follows:
Understanding the Chase bonus: The details below illustrate that Chase provides bonuses for fulfilling certain criteria when opening an account. For instance, with a checking account, you’ll need to establish a direct deposit, while a savings account demands a minimum deposit to qualify for the bonus. The conditions are straightforward and mirror what other banks typically expect, so they should be manageable for most.
- Chase Total Checking® – $200 Bonus
For newcomers to Chase checking, there’s a $200 bonus available when you:
- Start a Chase Total Checking account and arrange a direct electronic deposit of your salary, pension, or government benefits within three months.
- If you shut down the account within half a year of its inception, the bonus will be revoked.
- This account carries a $12 monthly charge, which can be avoided by either maintaining a daily balance of $1,500 or more, having a $500 or higher monthly direct deposit, or holding an average daily balance of $5,000 across multiple qualifying Chase accounts.
- After meeting these stipulations, expect the bonus in less than 15 business days.
For in-person banking, you can check branch locations at locator.chase.com.
Obtaining a Promotional Chase Code
To avail these deals, visit the Chase website and procure a promotional code. Once received in your email, you can either print or display it on your phone at a Chase branch to utilize the offer.
Eligibility Criteria for Chase Bonuses
To be eligible, one cannot be an existing Chase customer for the same type of account as the bonus. Furthermore, individuals can only receive a bonus for a new checking and savings account once every 24 months, based on the registration date. Be aware of these stipulations to ensure you qualify.
- Chase College CheckingSM – $100 Bonus
Chase extends a special checking account for college students between 17 and 24. Enjoy a zero monthly fee for five college years and a minimal $0 deposit requirement. Additionally, students can earn a $100 bonus by completing 10 qualifying transactions within two months of account initiation. - Chase Private Client – Up to $3,000
By fulfilling certain activities, one can earn up to $3,000 with the Chase Private Client CheckingSM account. The bonus amount depends on the deposit size:
| Deposit Amount | Bonus Amount |
|---|---|
| $150,000 – $249,999 | $1,000 |
| $250,000 – $499,999 | $2,000 |
| $500,000 or more | $3,000 |
- J.P. Morgan Self-Directed Investing – Up to $700
This account offers a bonus based on deposit size within a three-month window. The bonus scale is as follows:
| Deposit Amount | Bonus Amount |
|---|---|
| $5,000 – $24,999 | $50 |
| $25,000 to $99,999 | $150 |
| $100,000 to $249,999 | $325 |
| $250,000 or more | $700 |
- Chase Secure Banking℠— $100
By completing 10 qualifying transactions within two months, one can earn $100. This account boasts no minimum deposit or direct deposit requirement but comes with a $4.95 monthly fee. - Chase Business Complete Checking — $300
For newcomers to Chase checking, they offer a $300 bonus for the Business Complete Checking® account if certain criteria are met. - Chase Freedom Unlimited® – Up to $300 Cash Back
This card offers a tremendous welcome bonus of up to $300 cash back. With no annual fee and versatile reward points, it’s a lucrative option. - Chase Sapphire Preferred® Card – 60,000 Ultimate Rewards Points
On spending $4,000 in the initial three months, you’ll receive 60,000 points. This card offers varied point accumulation rates and a $95 annual fee.
FAQs
- Chase Bank does provide a $200 cash bonus for a Total Checking Account when certain conditions are met.
- At present, the primary bank bonus is $200 for the Total Checking Account.
- Previously, Chase Bank provided a $600 bonus for certain accounts, but this offer is no longer valid.
- There is no closure fee, but prematurely closing an account with a bonus will result in a bonus revocation.
Comparing Offers
While the business checking account offer from Chase is decent, there are better offers available elsewhere. Some of them include:
- Citi Priority Account – Up to $2,000.
- Discover Online Savings Account – $150 or $200.
- Bank of America – $100 Bonus.
- Chase Total Checking® – $200.
Enjoy your bonus rewards!
