modestmoneytips | modestmoneytips
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Saturday, June 6, 2026
Once upon a time, I found myself with a staggering number of checking accounts – over a dozen, to be exact! (Certainly, that’s an excessive number.) My previous personal finance...

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The Fundamental Rule of Personal Finance

The Pareto principle, commonly known as the 80-20 rule, suggests that 80% of outcomes arise from just 20% of the actions. This rule is...

Sketching Your Financial Pathway

Once upon a time, I found myself with a staggering number of checking accounts – over a dozen, to be exact! (Certainly, that’s an...

Top 5-Year CD Rates: 4.50% APY

This article discusses the top 5-year CD rates available. However, there's a point of caution: committing to a 5-year CD at present rates might...

Top Credit Card Choices for FICO Credit Scores between 600 and 649

Understanding Credit Scores in the 600-649 Range A FICO credit score that hovers between 600 and 649 might be perceived as "fair" or potentially "poor"...

Wells Fargo New Account Bonus Promotions: $2,500 Premier, $525 Savings, $300 Checking

Wells Fargo $300 Checking Account Offer Banks thrive with more accounts, and you could use a cash boost. Why not consider securing a $300 incentive...

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Constructing a Financial Plan Independently, Without the Need for a Professional Financial Planner

A while back, I casually dropped my business card into one of those restaurant fishbowls by the entrance, the kind where you stand a chance to win a complimentary...

Top 47 Bank Account Bonus and Promotion Offers

Bank Incentive Evolution In the past, banks lured customers with promotional gifts like t-shirts and toasters. Today, they've pivoted to offering monetary bonuses for account...

Review of the Venmo Credit Card: Earning Up to 3% Cash Back

Venmo Credit Card Overview Venmo offers a digital wallet, making transactions between friends and family seamless. Its rise in popularity stems from fee-less transfers and...

Are 6% CD Rates Available Today? Current Top CD Interest Rates

Here's a rephrased version of the provided content: Not so long ago, the best CD rates were abysmally low due to historically low-interest rates. However,...

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