While bank bonuses are appealing, a common and sometimes vexing condition is the mandate for a direct deposit from your job or government benefits. The hassle of switching your direct deposit information can deter you from these offers. Yet, there are bank promotions without such demands. Although not as frequent – primarily because they don’t bind you as much to the account – they do exist. Here’s a roundup of the best:
Citi®: Get up to $2000
Citi offers attractive bonuses without the need for direct deposits. The amount is determined by how much you’re willing to transfer into a fresh Citi account.
Citi Priority Account: Earn up to $2000
- Initiate a new account in the Citi Priority by 1/9/2024.
- Deposit the specified amount of funds previously not in Citi within 20 days.
- Retain a specific balance for 60 continuous days starting from day 21. A falling balance impacts your bonus.
- Expect your bonus within 30 days once all conditions are met. The bonus varies based on your deposit:
| Minimum Deposit And Minimum Balance | Cash Bonus |
|---|---|
| $10,000 – $29,999 | $200 |
| $30,000 – $74,999 | $500 |
| $75,000 – $199,999 | $1,000 |
| $200,000 – $299,999 | $1,500 |
| $300,000 and above | $2,000 |
Note: Offer ends on 1/9/2024. The provided information reflects only the writer’s view and hasn’t been endorsed or reviewed by Citi.
Citigold®: Claim up to $2000
Citigold is presenting an opportunity to earn up to $2000. Simply start a Citigold Checking Account between 7/24/2023 and 1/9/2024, then deposit over $10,000 in new Citi funds within 20 days. The bonus amount is dependent on your deposit:
| Minimum Deposit And Minimum Balance | Cash Bonus |
|---|---|
| $10,000 – $29,999 | $200 |
| $30,000 – $74,999 | $500 |
| $75,000 – $199,999 | $1,000 |
| $200,000 – $299,999 | $1,500 |
| $300,000 and above | $2,000 |
Make sure you maintain the required balance for 60 continuous days from day 21. Remember, certain accounts like the Citi Accelerate Savings don’t count towards the balance for this offer.
Discover Bank: $150 or $200 Bonus
[Discover Bank Logo]
Receive a $150 or $200 bonus by initiating a Discover Online Savings Account. Use the code WH623 while registering before 9/14/2023. Your reward hinges on your initial deposit within a month:
- Deposit at least $15,000 and earn $150.
- Deposit $25,000 or more for a $200 bonus.
The perks don’t end with the bonus. The account offers a competitive interest rate, no minimum starting deposit, and zero fees for several services. To avail the bonus, follow the mentioned steps.
Huntington Perks CheckingSM: $400 or $600 Bonus
Residents of specific states can open a Huntington Perks CheckingSM or Huntington Platinum Perks CheckingSM account and earn bonuses upon meeting distinct conditions.
South State Bank: $200 Offer
Earn $200 at South State Bank by meeting two criteria within 60 days: making 15 or more debit transactions and either having a $250 qualifying direct deposit or automated drafts of at least $25. Direct deposit is an option, but not a necessity. Residents of specific states are eligible.
Alliant Credit Union: Up to $100 Bonus
Through a collaboration with Suze Orman, Alliant offers “The Ultimate Opportunity Savings Account.” Open an account by year’s end and make monthly deposits of at least $100 (non-direct) for a year to earn up to $100.
Associated Bank Checking: Up to $600 Bonus
Associated Bank features three bonus tiers based on the type of account and maintained balance. Bonuses are determined by average balances during specific days.
Regions Bank: Up to $300 Bonus
Regions Bank’s LifeGreen Checking offers up to $300, with one condition being a direct deposit setup. The LifeGreen Savings can fetch up to $100, with various activities, including direct deposit, determining the bonus amount.
